PENGARUH LITERASI EKONOMI, MONEY ATTITUDE DAN SELF CONTROL TERHADAP PERILAKU KONSUMTIF PESERTA DIDIK SMPN 6 MAKASSAR
Keywords:
literasi ekonomi, self control, money attitude, perilaku konsumtifAbstract
Tujuan dari dilakukannya penelitian ini ialah untuk mengetahui seberapa besar pengaruh yang diberikan oleh literasi ekonomi, money attitude dan self control terhadap perilaku konsumtif Peserta Didik SMPN 6 Makassar. Metode kuantitatif digunakan dalam penelitian ini dengan metodologi deskriptif. Untuk mengumpulkan data penelitian untuk penelitian ini, kuesioner dan dokumentasi keduanya digunakan. Dalam penelitian ini, 34 orang dijadikan sebagai sampel, dan metode sampling jenuh digunakan untuk menghitung jumlah sampel. Regresi berganda, uji parsial (uji t), uji simultan (uji f), koefisien determinasi (R2), dan uji asumsi tradisional adalah teknik analisis data yang digunakan dalam penelitian ini. Temuan penelitian menunjukkan bahwa setiap faktor yang digunakan memiliki dampak yang menguntungkan terhadap perilaku konsumtif peserta didik SMPN 6 Makassar sebagai hasil dari literasi ekonomi(X1) terkait pengetahuan tentang ekonomi. Self control(X2). Money attitude (X3).
References
Antoinette, M., Cupak, A., Fessler, P., Silgoner, M., & Ulbrich, E. (2018). Countries?: The Role Of Individual Characteristics And WORKING PAPER 220 Exploring Differences In Financial Literacy Across Countries?: The Role Of Individual Characteristics And Institutions. Https://Doi.Org/10.1007/S11205-021-02713-8
B, E. Y. A. (2023). An Empirical Application On Determine The Economic Literacy Levels Of Public Staff Kamu Personelinin Ekonomi Okuryazarl I K Düzeylerinin Tespit Sosyoekonomi, (April). Https://Doi.Org/10.17233/Sosyoekonomi.2023.02.20
Beutler, I. F., & Gudmunson, C. G. (2012). New Adolescent Money Attitude Scales?: Entitlement And Conscientiousness, (801), 18–31. https://www.researchgate.net/publication/256047894_New_Adolescent_Money_Attitude_Scales_Entitlement_and_Conscientiousness
Budnyk, O., & Fomin, K. (2022). Revista De La Universidad Del Zulia Ciencias Sociales Y Arte, (September). Https://Doi.Org/10.46925//Rdluz.38.17
Chen, X., Zhang, G., Yin, X., Li, Y., & Cao, G. (2019). The Relationship Between Self-Efficacy And Aggressive Behavior In Boxers?: The Mediating Role Of Self-Control, 10(February), 1–9.Https://Doi.Org/10.3389/Fpsyg.2019.00212
Creswll, J.W. (2014). Quantitative inquiry and research design, (14759) http://dx.doi.org/10.26650/ekoist.2021.34.942384
Davoli, M., & Rodríguez-Planas, N. (2021). Preferences , Financial Literacy , And Economic Development Preferences, (14759). https://dx.doi.org/10.2139/ssrn.4114285
Duckworth, A. L., Taxer, J. L., Eskreis-Winkler, L., Galla, B. M., & Gross, J. J. (2019). Self-Control And Academic Achievement. https://psycnet.apa.org/doi/10.1146/annurev-psych-010418-103230
Dulan, J. (2023). Women Literacy And Economic Development, (January). Https://Doi.Org/10.15680/IJIRSET.2022.1112033
Falahati, L. (2011). A Comparative Study In Money Attitude Among University Students: A Gendered View Leila, 7(6). https://www.academia.edu/1330209/A_comparative_study_in_Money_Attitude_among_University_Students_A_Gendered_View
Furtner, A., & Aufner, A. (2022). 20220330 Austrian Money Attitudes In International Comparison - A Meta Analysis (Furtner, Decker, Anton, Jancikova), 2(April). Https://Doi.Org/10.35678/2539-5645.2(33).2022.7-22
Geurts, S. M., Koning, I. M., & Finkenauer, C. (2023). How Specific Is Alcohol-Specific Self-Control?? A Longitudinal Study Of The Mediating Role Of Alcohol- Specific Self-Control In The Relation Between General Self- Control And Adolescent Alcohol Use.http://dx.doi.org/10.21203/rs.3.rs-60040/v1
Grammes, T., & Hedtke, R. (2022). Grasping The Concept Of Value: Exploring Students’ Economic And Financial Literacy In Citizenship Education, 21.http://dx.doi.org/10.11576/jsse-5535
GÜR??, S. (2019). Econometric Literacy, 8(2), 1–10.http://dx.doi.org/10.26650/ekoist.2021.34.942384
Hasan, M., Le, T., & Hoque, A. (2021). How Does Financial Literacy Impact On Inclusive Finance?? Financial Innovation. Https://Doi.Org/10.1186/S40854-021-00259-9
Komorowska-Müller, J. A. (2021). CB2 Receptor In Microglia?: The Guardian Of Self-Control, 1–27.Https://Doi.Org/10.3390/Ijms22010019
Kübilay, B., & Tunçel, Ö. (2021). The Effect Of Family Financial Socialization Levels On Money Attitudes Of University Students, (May). Https://Doi.Org/10.21076/Vizyoner.815919
Lin, C., & Bates, T. C. (2022). Smart People Know How The Economy Works?: Cognitive Ability , Economic Knowledge And Financial Literacy. Intelligence, 93(February), 101667. Https://Doi.Org/10.1016/J.Intell.2022.101667
Liu, K., Guo, C., Lao, Y., Yang, J., Chen, F., Zhao, Y., & Yang, Y. (2020). A Fine-Tuning Mechanism Underlying Self-Control For Autophagy?: Desumoylation Of BECN1 By SENP3. Autophagy, 16(6), 975–990. Https://Doi.Org/10.1080/15548627.2019.1647944
Manzoor, A. (2022). ANALYZING ECONOMIC LITERACY AMONG UNIVERSITY STUDENTS?: A CASE, (July). https://doi.org/10.54408/jabter.v2i5.201
Masood, A., Feng, Y., Rasheed, M. E., & Ali, A. (2020). Smartphone-Based Social Networking Sites And Intention To Quit?: Self- Smartphone-Based Social Networking Sites And Intention To Quit?: Self-Regulatory Perspective. Behaviour & Information Technology, 0(0), 1–17. Https://Doi.Org/10.1080/0144929X.2020.1740787
Meldrum, R. C., Hay, C., Copp, J. E., & Trace, M. (2020). Are Adverse Childhood Experiences Associated With Deficits In Self- Control?? A Test Among Two Independent Samples Of Youth, 166–186. Https://Doi.Org/10.1177/0093854819879741
Moloi, M., & Molise, H. (2021). Professional Curriculum Practice Of Economic And Management Sciences Teachers?: A Case Of Financial Literacy Teaching, 9(5), 1104–1112. Https://Doi.Org/10.13189/Ujer.2021.090524
Muhammad, A., & Karofi, A. (2020). Sufistic Urgency In Influencing The Psychology Of Self-Control Of One €TM S Behavior, 69–77. https://doi.org/10.18326/ijip.v5i1.62
Mulasiwi, C. M., & Kholifaturrohmah, R. (2020). Msmes Sustainability Strategy During The Covid-19 Pandemic Through The Digital Economy Literacy Movement, 603–610. https://doi.org/10.2991/978-2-494069-33-6_32
Murti, A. W., Widjaja, S. U. M., & Rahayu, W. P. (2022). The Influence Of Family Economic Education, Lifestyle On Consumption Behavior Through Economic Literacy In FEB UM Students, 2(3), 912–920. https://doi.org/10.55227/ijhess.v2i3.299
Nahas, Y., Prokhorenko, S., Zhang, Q., Govinden, V., Valanoor, N., & Bellaiche, L. (2020). Topology And Control Of Self-Assembled Domain Patterns In Low-Dimensional Ferroelectrics. Nature Communications, 1–8. Https://Doi.Org/10.1038/S41467-020-19519-W
Narmaditya, B. S., Sahid, S., & Hussin, M. (2023). How Does Family Economic Education Foster Students ’ Economic Behavior?? The Mediating Role Of Economic And Entrepreneurial Literacy Heliyon How Does Family Economic Education Foster Students ’ Economic Behavior?? The Mediating Role Of Economic And Entrepreneurial Literacy. Heliyon, 9(5), E15608. Https://Doi.Org/10.1016/J.Heliyon.2023.E15608
Ng, H. K. S., Tam, K., & Shu, T. (2011). The Money Attitude Of Covert And Overt Narcissists, 51, 160–165. Https://Doi.Org/10.1016/J.Paid.2011.03.036
Olakunle, S. A. (2019). Relationship Between Information Literacy Skills And Research Productivity Of Researchers In Nigeria , And The Mediating Role Of Socio-Economic Factors, 29(1), 51–76. http://dx.doi.org/10.32655/LIBRES.2019.1.4
Páldi, A. (2023). Financial Literacy Among Slovakian, 10(2), 1–6. https://doi.org/10.9770/jesi.2022.10.2(1)
Palupi, R. R., Wahyono, H., & Wardana, L. W. (2023). The Influence Of Financial Literacy , Amount Of Pocket Money , And Life Style On Student Consumption Behavior STKIP PGRI Nganjuk Economics Education, 6(2), 333–344.https://doi.org/10.29138/ijebd.v6i2.2206
Picatoste, X. (2022). Financial Literacy And Economic Growth?: How Eastern Europe Is Doing??, 27–42. http://dx.doi.org/10.1515/econ-2022-0019
Pisker, B., & Ramanathan, H. N. (2023). Women’s Participation In The Digital Economy And Digital Society, 11(2). https://doi.org/10.18080/jtde.v11n2.756
Rafinda, A., & Gal, T. (2020). Financial Literacy Of Economics And Non- Economics Student, 1018. https://doi.org/10.1051/shsconf/20208601018
Rahayu, I. G., Hindrayani, A., & Totalia, S. A. (2023). Pengaruh Money Attitude , Financial Knowledge Dan Financial Self Efficacy , Terhadap Financial Management Behavior Mahasiswa S-1 Universitas Sebelas Maret, 11(2), 193–201.https://doi.org/10.26740/jupe.v11n2.p193-201
Rimple, M., Taneja, M., & Law, A. (2019). MONEY ATTITUDE – AN ABRIDGEMENT, 3(July 2012), 94–98. https://doi.org/10.23917/jpis.v30i2.10956
Robbani, H., & Sumarni, A. (2015). Analysis Of Financial Literacy Level Of Students In Economics Education And Non-Economic Study Programs.https://doi.org/10.37010/int.v3i1.639
Rodet, C. (2022). Economic Literacy And Public Policy Positions. Https://Doi.Org/10.13140/RG.2.2.15148.33920
Rohi, A., & Matelda, H. (2019). The Effect Of Financial Literacy Towards Financial Inclusion Through Financial Training, 3(1), 186–192. https://doi.org/10.29332/ijssh.v3n1.280
Schnell, A. K., Boeckle, M., Rivera, M., Clayton, N. S., & Hanlon, R. T. (2021). Cuttlefish Exert Self-Control In A Delay Of Gratification Task. https://doi.org/10.1098/rspb.2020.3161
Schweder, S. (2019). Mastery Goals , Positive Emotions And Learning Behavior In Self-Directed Vs . Teacher-Directed Learning. http://dx.doi.org/10.1007/s10212-019-00421-z
Ståhl, C., Karlsson, E. A., Sandqvist, J., Hensing, G., Friberg, E., Maceachen, E., … Hensing, G. (2021). Social Insurance Literacy?: A Scoping Review On How To Define And Measure It. Disability And Rehabilitation, 43(12), 1776–1785. Https://Doi.Org/10.1080/09638288.2019.1672111
Sundarasen, S. D. D. (2017). Attitude Towards Money?: Mediation To Money Management, 21(1), 2017. http://dx.doi.org/10.18502/kss.v3i10.3174
Taneja, R. M. (2019). Global Journal Of Business , Economics And Management?: Current Issues Money Attitude – A Review With An Indian Perspective, (January 2018). Https://Doi.Org/10.18844/Gjbem.V7i2.2954
Totonafo, I., Hia, S., & Syafii, M. (2023). Analysis Of The Effect Of Economic Growth , Literacy Rate , Life Expectation And Open Unemployment Rate On Poverty In Nias Islands Kemiskinan Sumatera Utara, 2(2), 193–204. https://doi.org/10.54443/sj.v2i2.128
Yildirim, D., & Özbek, A. (2022). The Relationship Between Prevention Focus , Money Attitude And Financial Behavior 1 Kaç?nmac? Odak , Para Tutumu Ve Finansal Davran?? ?li?kisi, 0–2. https://hdl.handle.net/11421/26580
Younas, F., & Solomon, V. (2023). Does Attitudes Towards Money Matter?? A Mediational Analysis Of Job Crafting And Job Satisfaction In School Teachers, (June). Https://Doi.Org/10.52053/Jpap.V4i2.173
Zaniarti, S., & Wijaya, G. E. (2020). Financial Literacy , Money Attitude , Dan Financial, 4(2), 406–413. http://dx.doi.org/10.24912/jmieb.v4i2.9144
B, E. Y. A. (2023). An Empirical Application On Determine The Economic Literacy Levels Of Public Staff Kamu Personelinin Ekonomi Okuryazarl I K Düzeylerinin Tespit Sosyoekonomi, (April). Https://Doi.Org/10.17233/Sosyoekonomi.2023.02.20
Beutler, I. F., & Gudmunson, C. G. (2012). New Adolescent Money Attitude Scales?: Entitlement And Conscientiousness, (801), 18–31. https://www.researchgate.net/publication/256047894_New_Adolescent_Money_Attitude_Scales_Entitlement_and_Conscientiousness
Budnyk, O., & Fomin, K. (2022). Revista De La Universidad Del Zulia Ciencias Sociales Y Arte, (September). Https://Doi.Org/10.46925//Rdluz.38.17
Chen, X., Zhang, G., Yin, X., Li, Y., & Cao, G. (2019). The Relationship Between Self-Efficacy And Aggressive Behavior In Boxers?: The Mediating Role Of Self-Control, 10(February), 1–9.Https://Doi.Org/10.3389/Fpsyg.2019.00212
Creswll, J.W. (2014). Quantitative inquiry and research design, (14759) http://dx.doi.org/10.26650/ekoist.2021.34.942384
Davoli, M., & Rodríguez-Planas, N. (2021). Preferences , Financial Literacy , And Economic Development Preferences, (14759). https://dx.doi.org/10.2139/ssrn.4114285
Duckworth, A. L., Taxer, J. L., Eskreis-Winkler, L., Galla, B. M., & Gross, J. J. (2019). Self-Control And Academic Achievement. https://psycnet.apa.org/doi/10.1146/annurev-psych-010418-103230
Dulan, J. (2023). Women Literacy And Economic Development, (January). Https://Doi.Org/10.15680/IJIRSET.2022.1112033
Falahati, L. (2011). A Comparative Study In Money Attitude Among University Students: A Gendered View Leila, 7(6). https://www.academia.edu/1330209/A_comparative_study_in_Money_Attitude_among_University_Students_A_Gendered_View
Furtner, A., & Aufner, A. (2022). 20220330 Austrian Money Attitudes In International Comparison - A Meta Analysis (Furtner, Decker, Anton, Jancikova), 2(April). Https://Doi.Org/10.35678/2539-5645.2(33).2022.7-22
Geurts, S. M., Koning, I. M., & Finkenauer, C. (2023). How Specific Is Alcohol-Specific Self-Control?? A Longitudinal Study Of The Mediating Role Of Alcohol- Specific Self-Control In The Relation Between General Self- Control And Adolescent Alcohol Use.http://dx.doi.org/10.21203/rs.3.rs-60040/v1
Grammes, T., & Hedtke, R. (2022). Grasping The Concept Of Value: Exploring Students’ Economic And Financial Literacy In Citizenship Education, 21.http://dx.doi.org/10.11576/jsse-5535
GÜR??, S. (2019). Econometric Literacy, 8(2), 1–10.http://dx.doi.org/10.26650/ekoist.2021.34.942384
Hasan, M., Le, T., & Hoque, A. (2021). How Does Financial Literacy Impact On Inclusive Finance?? Financial Innovation. Https://Doi.Org/10.1186/S40854-021-00259-9
Komorowska-Müller, J. A. (2021). CB2 Receptor In Microglia?: The Guardian Of Self-Control, 1–27.Https://Doi.Org/10.3390/Ijms22010019
Kübilay, B., & Tunçel, Ö. (2021). The Effect Of Family Financial Socialization Levels On Money Attitudes Of University Students, (May). Https://Doi.Org/10.21076/Vizyoner.815919
Lin, C., & Bates, T. C. (2022). Smart People Know How The Economy Works?: Cognitive Ability , Economic Knowledge And Financial Literacy. Intelligence, 93(February), 101667. Https://Doi.Org/10.1016/J.Intell.2022.101667
Liu, K., Guo, C., Lao, Y., Yang, J., Chen, F., Zhao, Y., & Yang, Y. (2020). A Fine-Tuning Mechanism Underlying Self-Control For Autophagy?: Desumoylation Of BECN1 By SENP3. Autophagy, 16(6), 975–990. Https://Doi.Org/10.1080/15548627.2019.1647944
Manzoor, A. (2022). ANALYZING ECONOMIC LITERACY AMONG UNIVERSITY STUDENTS?: A CASE, (July). https://doi.org/10.54408/jabter.v2i5.201
Masood, A., Feng, Y., Rasheed, M. E., & Ali, A. (2020). Smartphone-Based Social Networking Sites And Intention To Quit?: Self- Smartphone-Based Social Networking Sites And Intention To Quit?: Self-Regulatory Perspective. Behaviour & Information Technology, 0(0), 1–17. Https://Doi.Org/10.1080/0144929X.2020.1740787
Meldrum, R. C., Hay, C., Copp, J. E., & Trace, M. (2020). Are Adverse Childhood Experiences Associated With Deficits In Self- Control?? A Test Among Two Independent Samples Of Youth, 166–186. Https://Doi.Org/10.1177/0093854819879741
Moloi, M., & Molise, H. (2021). Professional Curriculum Practice Of Economic And Management Sciences Teachers?: A Case Of Financial Literacy Teaching, 9(5), 1104–1112. Https://Doi.Org/10.13189/Ujer.2021.090524
Muhammad, A., & Karofi, A. (2020). Sufistic Urgency In Influencing The Psychology Of Self-Control Of One €TM S Behavior, 69–77. https://doi.org/10.18326/ijip.v5i1.62
Mulasiwi, C. M., & Kholifaturrohmah, R. (2020). Msmes Sustainability Strategy During The Covid-19 Pandemic Through The Digital Economy Literacy Movement, 603–610. https://doi.org/10.2991/978-2-494069-33-6_32
Murti, A. W., Widjaja, S. U. M., & Rahayu, W. P. (2022). The Influence Of Family Economic Education, Lifestyle On Consumption Behavior Through Economic Literacy In FEB UM Students, 2(3), 912–920. https://doi.org/10.55227/ijhess.v2i3.299
Nahas, Y., Prokhorenko, S., Zhang, Q., Govinden, V., Valanoor, N., & Bellaiche, L. (2020). Topology And Control Of Self-Assembled Domain Patterns In Low-Dimensional Ferroelectrics. Nature Communications, 1–8. Https://Doi.Org/10.1038/S41467-020-19519-W
Narmaditya, B. S., Sahid, S., & Hussin, M. (2023). How Does Family Economic Education Foster Students ’ Economic Behavior?? The Mediating Role Of Economic And Entrepreneurial Literacy Heliyon How Does Family Economic Education Foster Students ’ Economic Behavior?? The Mediating Role Of Economic And Entrepreneurial Literacy. Heliyon, 9(5), E15608. Https://Doi.Org/10.1016/J.Heliyon.2023.E15608
Ng, H. K. S., Tam, K., & Shu, T. (2011). The Money Attitude Of Covert And Overt Narcissists, 51, 160–165. Https://Doi.Org/10.1016/J.Paid.2011.03.036
Olakunle, S. A. (2019). Relationship Between Information Literacy Skills And Research Productivity Of Researchers In Nigeria , And The Mediating Role Of Socio-Economic Factors, 29(1), 51–76. http://dx.doi.org/10.32655/LIBRES.2019.1.4
Páldi, A. (2023). Financial Literacy Among Slovakian, 10(2), 1–6. https://doi.org/10.9770/jesi.2022.10.2(1)
Palupi, R. R., Wahyono, H., & Wardana, L. W. (2023). The Influence Of Financial Literacy , Amount Of Pocket Money , And Life Style On Student Consumption Behavior STKIP PGRI Nganjuk Economics Education, 6(2), 333–344.https://doi.org/10.29138/ijebd.v6i2.2206
Picatoste, X. (2022). Financial Literacy And Economic Growth?: How Eastern Europe Is Doing??, 27–42. http://dx.doi.org/10.1515/econ-2022-0019
Pisker, B., & Ramanathan, H. N. (2023). Women’s Participation In The Digital Economy And Digital Society, 11(2). https://doi.org/10.18080/jtde.v11n2.756
Rafinda, A., & Gal, T. (2020). Financial Literacy Of Economics And Non- Economics Student, 1018. https://doi.org/10.1051/shsconf/20208601018
Rahayu, I. G., Hindrayani, A., & Totalia, S. A. (2023). Pengaruh Money Attitude , Financial Knowledge Dan Financial Self Efficacy , Terhadap Financial Management Behavior Mahasiswa S-1 Universitas Sebelas Maret, 11(2), 193–201.https://doi.org/10.26740/jupe.v11n2.p193-201
Rimple, M., Taneja, M., & Law, A. (2019). MONEY ATTITUDE – AN ABRIDGEMENT, 3(July 2012), 94–98. https://doi.org/10.23917/jpis.v30i2.10956
Robbani, H., & Sumarni, A. (2015). Analysis Of Financial Literacy Level Of Students In Economics Education And Non-Economic Study Programs.https://doi.org/10.37010/int.v3i1.639
Rodet, C. (2022). Economic Literacy And Public Policy Positions. Https://Doi.Org/10.13140/RG.2.2.15148.33920
Rohi, A., & Matelda, H. (2019). The Effect Of Financial Literacy Towards Financial Inclusion Through Financial Training, 3(1), 186–192. https://doi.org/10.29332/ijssh.v3n1.280
Schnell, A. K., Boeckle, M., Rivera, M., Clayton, N. S., & Hanlon, R. T. (2021). Cuttlefish Exert Self-Control In A Delay Of Gratification Task. https://doi.org/10.1098/rspb.2020.3161
Schweder, S. (2019). Mastery Goals , Positive Emotions And Learning Behavior In Self-Directed Vs . Teacher-Directed Learning. http://dx.doi.org/10.1007/s10212-019-00421-z
Ståhl, C., Karlsson, E. A., Sandqvist, J., Hensing, G., Friberg, E., Maceachen, E., … Hensing, G. (2021). Social Insurance Literacy?: A Scoping Review On How To Define And Measure It. Disability And Rehabilitation, 43(12), 1776–1785. Https://Doi.Org/10.1080/09638288.2019.1672111
Sundarasen, S. D. D. (2017). Attitude Towards Money?: Mediation To Money Management, 21(1), 2017. http://dx.doi.org/10.18502/kss.v3i10.3174
Taneja, R. M. (2019). Global Journal Of Business , Economics And Management?: Current Issues Money Attitude – A Review With An Indian Perspective, (January 2018). Https://Doi.Org/10.18844/Gjbem.V7i2.2954
Totonafo, I., Hia, S., & Syafii, M. (2023). Analysis Of The Effect Of Economic Growth , Literacy Rate , Life Expectation And Open Unemployment Rate On Poverty In Nias Islands Kemiskinan Sumatera Utara, 2(2), 193–204. https://doi.org/10.54443/sj.v2i2.128
Yildirim, D., & Özbek, A. (2022). The Relationship Between Prevention Focus , Money Attitude And Financial Behavior 1 Kaç?nmac? Odak , Para Tutumu Ve Finansal Davran?? ?li?kisi, 0–2. https://hdl.handle.net/11421/26580
Younas, F., & Solomon, V. (2023). Does Attitudes Towards Money Matter?? A Mediational Analysis Of Job Crafting And Job Satisfaction In School Teachers, (June). Https://Doi.Org/10.52053/Jpap.V4i2.173
Zaniarti, S., & Wijaya, G. E. (2020). Financial Literacy , Money Attitude , Dan Financial, 4(2), 406–413. http://dx.doi.org/10.24912/jmieb.v4i2.9144
